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If your customers become the unfortunate victim of a theft or an accidental loss of a valuable possession, their experience can become even more painful when they discover that the typical homeowners' policy has specific internal limits on jewelry, art and other items.

To help prevent coverage shortfalls, Safeco offers optional valuable articles coverage to give your customers multiple options for protecting their most valuable items.

Itemized or scheduled coverage

This is the coverage for customers who want the most protection available.

  • Additional classes of property: Additional classes of property are available on a scheduled basis such as jewelry, stamp and coin collections, musical instruments and other valuable items.
  • Agreed value and no deductible: With an agreed-upon value for each item of fine art and jewelry and no deductible, the claims experience is straightforward and simple.

Grouped or unscheduled coverage

Scheduling each item of personal property can be time consuming for you and costly for the customer. Grouped coverage provides an affordable and easy alternative, and it offers blanket coverage for a wide range of perils. 

Grouped coverage is available for fine arts (including collectibles such as figurines), glass with breakage coverage, cameras, furs, jewelry and silverware.

  • Easy coverage: Customers can simply increase or decrease the blanket coverage limit as the amount of total property changes without having to modify schedules.
  • High limit and low deductible: High limits are available, subject to a maximum per-item limit of $5,000. A deductible of $500 applies per loss.

Quote valuable articles coverage every time!

Take advantage of setting Quote & Issue™ preferences to quote valuable articles coverage every time you quote a Safeco® property policy. 

Learn more about Safeco's optional coverages

Posted 9:55 AM  View Comments

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