5/24/2016

Last year, Grinnell Mutual made auto rates even more competitive with its 12 percent Discovery Discount for all qualifying new business. This discount is not going away! It is available for all auto, classic auto, and farm pickup policies.

The Discovery Discount gives you an edge in growing your auto insurance business. Unlike many competitors, customers don’t receive this low price only to lose it after and introductory period. The Discovery Discount was designed to work in conjunction with the Anniversary Discount.  As the Discovery Discount decreases, the Anniversary Discount increases, guaranteeing that your customers will get that 12 percent discount at day one and keep it as long as they remain at-fault accident free. For the customer, this means they are rewarded for loyalty and good driving. For you, this means stronger retention.  

The discount will be applied to the following coverages:

·         Bodily Injury 

·         Property Damage

·         Medical Payments Coverage/Personal Injury Protection

·         Uninsured Motorists

·         Underinsured Motorists (not applicable in Oklahoma)

·         Uninsured Motorist Property Damage (applicable in Illinois, Indiana, and Ohio only)

·         Other Than Collision

·         Collision

Your new policyholders can take advantage of this discount with these eligibility requirements:

1.       The insured’s prior policy’s Bodily Injury limit must be equal to or greater than $50,000/$100,000 split limits, or greater than $100,000 combined single limits

2.       The insured must be eligible for Market Level 1

3.       The insured must have no more than 2 SDIP points at a policy level

4.       The insured must have had insurance with a standard or preferred carrier other than Grinnell Mutual or Grinnell Select.

We’re working hard to earn your Private Passenger Auto business! There has never been a better time to switch your auto insurance customers to Grinnell Mutual