No matter what kind of journey you’re on, every mile marker is met with some satisfaction — a feeling of accomplishment. Another mile of road conquered.

Grinnell Mutual gets that feeling, too, when we see loyal customers hit those mile markers, so we want to mark those occasions. With Grinnell Mutual’s Mile Marker Auto Loyalty Program customers receive significant perks right from the start and their discounts don’t drop off as the years roll by — the benefits keep adding up as the miles do.

Starting point

The real mark of a superior auto insurance package isn’t just what customers get at year five or even year 10. It’s about rewarding their buying decision immediately. With a Grinnell Mutual or Grinnell Select auto policy, customers get small at-fault accident forgiveness, waived deductible, and minor violation forgiveness right from the start!

Small at-fault accident forgiveness

There are always bumps in the road. We’ve smoothed the way a bit by forgiving small at-fault accidents. Your customers aren’t dinged for their unexpected at-fault claims with a payout of $5,000 or less.

Waived deductible

Every auto policy you write with Grinnell Mutual helps all your other Grinnell Mutual or Grinnell Select auto policy customers. We will waive a customer’s deductible if he or she is in an auto accident with another Grinnell Mutual insurance customer.  In addition, if a customer’s home or farm and vehicle are damaged during the same event, and both the auto and home/farm are insured by Grinnell Mutual or an affiliated FarMutual®, your customer’s auto deductible will be waived.

Minor violation forgiveness

With Minor Violation Forgiveness, your customers will not be charged if they only have one minor violation during the experience period.

Mile One

Your customers’ first anniversary with Grinnell Mutual deserves a special recognition. Our gift is an added Anniversary Discount and it’s a gift that keeps on giving — we will discount the policy for each year a customer has been with us.

Mile Three

The Anniversary Discount doubles at year three if the policyholder has been with Grinnell Mutual three or more years and the policy has been at-fault (surchargeable) free for three years, up to a maximum of 12 percent.

Mile Seven

At the policy's seventh anniversary date, your customer is eligible for a one-time large at-fault accident forgiveness — up to $15,000. 

How is your journey going? Reach your own business milestones by writing your auto business with Grinnell Mutual.